Please join Vannak Theng, Licensed Financial Educator, and her team for a special workshop session where they will teach you the basic principles of personal finance you were never taught in School! This financial education workshop will discuss the real challenges of managing debt, the financial burden of living longer, and why you’ll never get ahead earning .01% interest at a bank. From understanding the difference between simple and compound interest to learning how to beat inflation, this workshop will equip you to make wiser financial decisions and rewrite your financial story. Event date: Thursday, November 5, 2026 Time: 5:30 Registration & Networking (Light refreshments) Program: 6- 7 p.m Location: 201 Cabot Street, Lowell, MA 01854 (Metered parking for 2 hours until 8 pm) About Our Speakers Vannak Theng Vannak Theng is an educator, community leader, and financial educator committed to empowering families and strengthening communities. Born in Battambang, Cambodia, she survived the Khmer Rouge regime, lived in Khao-I-Dang Refugee Camp in Thailand, and immigrated to the United States at age 12. With 26 years in education, Vannak currently teaches Multilingual Learners in Lowell Public Schools. She holds degrees from UMass Lowell, Fitchburg State University, and American International University. A longtime community advocate, she serves on several nonprofit boards and advisory groups. As a licensed Life & Health Producer with Burlington Community Financial Center, Vannak helps families build greater financial awareness and protection. Ryan Lipson Ryan Lipson is an experienced Financial Educator and licensed Financial Professional who has been serving clients in MA, CT, RI, TX, NJ, and NY for the past 19 years. With in-depth knowledge of financial concepts, retirement planning, investment strategies, insurance, taxation, and debt management, he guides individuals and families in making informed decisions about their finances. Ryan's passion for helping people make money work for them, not against them, makes him the perfect advisor for those seeking financial stability. Ryan is a seasoned professional with a passion for helping families improve their financial well-being. He understands that managing finances can be daunting, especially for those who have never received any formal financial education. He is committed to providing his clients with access to the resources and knowledge they need to make informed financial decisions. In addition, he offers free financial workshops both in-person and online for those seeking knowledge, insight, and advice. From understanding debt to building wealth, his workshops cover it all. Start making progress toward your financial goals today, and sign up for one of Ryan's workshops. Aside from helping clients with their financial needs, Ryan is also dedicated to giving back to the community. He has partnered with the Internal Revenue Service (IRS) to provide free federal and state tax preparation services for moderate- to low-income taxpayers, as well as free Tax Counseling for the Elderly. This is his way of helping those who need it most and using his skills and expertise to strengthen communities, one family at a time.